Original Medicare (Part A and Part B)
Busy Bee Has You Covered For Original Medicare (Part A and Part B)
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So why do I need Original Medicare (Part A and Part B)? For people 65 years of age and older, as well as for some younger individuals with disabilities, complete healthcare coverage is provided by Original Medicare, which consists of Parts A and B. Inpatient hospital stays, skilled nursing facility care, hospice care, and certain home health care are covered by Part A, which is typically premium-free and offers financial protection against the high costs of hospital stays and long-term care facilities. Part B ensures that beneficiaries have access to essential medical treatments and routine check-ups by covering outpatient care, which includes doctor visits, preventive services, diagnostic tests, and some types of medical equipment. When combined, Parts A and B provide a strong basis for handling healthcare requirements, lowering the cost of medical bills, and facilitating access to a large provider network.
At BusyBee Cover we have you covered for all your Medicare needs, just simply fill in the form below and we will find the best plan to cover your individual needs at a competitive price.
NB: The following disclaimer is required by Medicare and reflects our national offering: We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-Medicare to get information on all of your options. (TTY Users should call 1-877-486-2048) 24 hours a day/7 days a week.
Types of Medicare
There are few different types of Medicare to consider
At BusyBee Cover, we partner with a wide network of top-rated insurance carriers, giving you access to a diverse range of options that fit your needs and budget. Our experts guide you through the entire process, from comparing plans to enrollment, providing clear, unbiased advice and support every step of the way.
We prioritize your peace of mind by ensuring you have comprehensive coverage that protects you from unexpected medical expenses while also offering essential benefits such as preventive care, prescription drug coverage, and mental health services. Trust BusyBee Cover to deliver a seamless, stress-free Medicare experience that prioritizes your well-being and financial security.
At BusyBee Cover our partnerships with top insurance carriers allow us to present you with a variety of comprehensive coverage options, ensuring you get the best protection at the best price. Choose BusyBee Cover for a truly customized and customer-centric insurance experience
Original Medicare is a federal health insurance program that consists of Part A (hospital insurance) and Part B (medical insurance). It is primarily for individuals aged 65 and older, but it also covers some younger people with disabilities and those with End-Stage Renal Disease (ESRD).
Medicare Part A covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care. It helps pay for hospital room, meals, general nursing, drugs as part of your inpatient treatment, and other hospital services and supplies.
Medicare Part B covers outpatient care, doctor visits, preventive services, diagnostic tests, certain home health services, durable medical equipment (like wheelchairs and walkers), and some outpatient prescription drugs.
Individuals who are 65 years or older are eligible for Medicare. Younger people with certain disabilities or those with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant) are also eligible.
Most people don’t pay a premium for Part A if they or their spouse paid Medicare taxes while working. Part B usually requires a monthly premium, which can vary based on income.
Original Medicare requires beneficiaries to pay deductibles, coinsurance, and copayments. For Part A, there is a deductible for hospital stays and coinsurance for extended stays. For Part B, there is an annual deductible and typically 20% coinsurance for most services.
Yes, with Original Medicare, you can see any doctor or healthcare provider that accepts Medicare, and you do not need referrals to see specialists. This offers a wide range of choices and flexibility in selecting providers.
Medicare Part B covers various preventive services, including flu shots, screenings for cancer (such as mammograms and colonoscopies), cardiovascular disease screenings, diabetes screenings, and annual wellness visits, among others.
If you are already receiving Social Security benefits, you will be automatically enrolled in Medicare Part A and Part B when you turn 65. If you are not receiving Social Security benefits, you need to sign up for Medicare through the Social Security Administration during your Initial Enrollment Period.
Original Medicare does not cover everything. It typically does not include routine dental care, eye exams for prescription glasses, dentures, hearing aids, long-term care, or custodial care. Many beneficiaries opt for additional coverage through Medicare Supplement (Medigap) insurance or Medicare Advantage plans to help cover these gaps.
